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Senior Credit Risk Analyst

Location: Malta Salary: Salary Negotiable
Sector: Financial Services Job Type: Permanent
Shift Type: N/A Applications: 1
Posted: 12 months ago Reference: 3058922
Reed Specialist Recruitment is recruiting a Senior Credit Risk analyst to carry out functions related to analyzing merchant applications from a credit risk perspective. This company has been created with the main intention was that to fasten the procedure for their clients creating a paperless application process. The company can deliver and end-to-end acquiring services across Europe.

Duties and Responsibilities

• Analyze financial data through financial statements and results through different credit scoring sources for new and existing merchants and partners;
• Recommend any collateral that may be required to better mitigate any identified risks;
• Identify process improvement opportunities to improve overall efficiency and ensure a consistent customer experience;
• Monitor KPI (Key Performance Indicators) related to Credit Risk;
• Manage escalations from the Compliance and Fraud teams;
• Support the Line Manager to improve current credit risk processes and policies;
• Prepare ad hoc reports on credit risk for senior management, internal committees and the board.

Education and Qualifications

• Bachelor’s Degree in Finance, Economics, or related discipline. MBA a plus.
• 2-4 years of commercial lending, credit, or underwriting experience
• Solid credit fundamentals in a commercial environment. Formal credit training a plus.
• Ability to read, analyze, and interpret business financial statements
• Strong analytical and intuitive investigative skills
• Card Acquiring background highly advantageous
• Strong independent decision-making capabilities
• Ability manage multiple tasks and prioritize workflows
• Must be detailed oriented
• Fluency in English

Skills and Specialisation

• Must be able to work to a high level of accuracy
• Be able to work under pressure to meet tight reporting deadlines
• Strong self-starter and motivator
• Can think for themselves and take action
• Meticulous, conscientious and systematic

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