Insurance and Lifestyle Benefits

The Reed Benefits scheme is now closed to new entrants

Reed Benefits costs £2.73 per week. Here is what you get:

  • £10,000 Critical Illness
    This provides a lump sum benefit of £10,000 should you be diagnosed with conditions such as a heart attack, cancer, a stroke etc. Cover also applies to your children who are under the age of 16 and permanently residing with you, for the lump sum of £2,500 per child.
  • Health Cash Plan
    This insurance product gives you cash back on a variety of your primary healthcare costs. With the rising cost of medical care, Cash Plan gives you peace of mind and helps you budget for your essential healthcare expenses.

    We pay 100% of all charges, up to the stated limits:

    BenefitAnnual Benefit Limit
    Hospital in patient£50 per night
    Hospital parental stay£50 per night
    Hospital mental health£50 per night
    World-wide cover£50 per night
    Hospital day surgery£50 per admission
    Recuperation grant£120
    Maternity£200 each child
    Adoption£200 each child 

    We pay 50% of all charges, including check-ups, up to the stated limits:

    BenefitAnnual Benefit Limit
    Physiotherapy / Osteopathy / Chiropractor / Acupuncture£300
    Occupational therapy and dietician£100
    Surgical Medical Aids£100
    Home help£326

  • £10,000 Life Assurance
    In the unfortunate event of your death, this cover provides a lump sum death benefit of £10,000.
  • Online Healthy Living Portal - Get Fit and Healthy!
    We're offering an online health assessment that is custom built around you and your life. This tool provides you with an effective way to understand the state of your health and set yourself realistic goals for improvement. To start your journey, please visit the Healthy Living website:
    The "access code" and "password" for the website is worklife
    The "employer code" required to access this tool is worklife
  • £15,000 Personal Accident
    This policy provides you with a range of lump sum benefits up to a maximum payment of £15,000 in the unfortunate event of you being involved in an accident. The benefit amount received varies depending on the nature of the accident/injury suffered.
  • £1,000,000 Professional Indemnity
    This policy protects you from financial liability in case of claims of negligence, including legal costs and expenses. This cover excludes Medical Malpractice.
  • 24/7 Legal and Counselling Helpline Service
    This is a free helpline to provide you with assistance for a range of personal and domestic issues including addiction, legal advice, stress, family matters, relationship issues, state benefit information, bereavement, landlord disputes, debt management and financial issues. To access the helpline call 0800 316 9337.

Reed Benefits is serviced through Reed Insurance Brokerage Ltd (Reg No C 40354) which is the REED Group's insurance broker and also forms part of the REED Group of Companies. Reed Insurance Brokerage Ltd is enrolled to carry on the business of insurance broking in all European Union member states and is regulated by the Malta Financial Services Authority in terms of the Insurance Intermediaries Act 2006.

How To Make a Claim

Contact Reed Benefits

Insurance Product Information Documents/ Policy Documents